Cost of Living in St. Bernard, OH
Population 3,998 · Ohio · Data vintage 2023
(100 = US avg)
Housing costs in St. Bernard stay well under national norms: a median home value of $140,000 against median household incomes of $74,911 gives the city one of the more comfortable price-to-income ratios in Ohio. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.
Geographically, St. Bernard is part of the immediate Cincinnati metro area. Median home values run roughly 35% lower than Cincinnati's $215,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. Bernard
The median home value in St. Bernard is $139,500 — 54% below the national median of $305,000. Median rent runs $840/month, 36% lower than the national median of $1,314/month. The median household income of $74,911/year is equal to than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 65.4°F and lows of 44.2°F. Overall, St. Bernard has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.
St. Bernard has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 41 | 45 | 55 | 67 | 75 | 83 | 87 | 86 | 80 | 68 | 55 | 45 |
| Low °F | 24 | 26 | 33 | 43 | 53 | 61 | 65 | 64 | 56 | 44 | 34 | 28 |
| Precip" | 2.86 | 2.79 | 3.94 | 4.37 | 4.70 | 4.61 | 4.39 | 3.39 | 3.07 | 3.05 | 2.91 | 3.32 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in St. Bernard, OH?
St. Bernard has a cost index of 53 (100 = national average). It is 47% below the national average.
What is average rent in St. Bernard, OH?
The median gross rent in St. Bernard is $840 per month based on 2023 Census data.
What is the average home price in St. Bernard?
The median home value in St. Bernard is $139,500 according to 2023 Census ACS data.
What is the median income in St. Bernard?
The median household income in St. Bernard is $74,911 per year (2023 ACS 5-year estimates).
What is the sales tax in St. Bernard, OH?
The combined state and local sales tax rate in St. Bernard is 7.2%. The Ohio state income tax top rate is 3.8%.
Is St. Bernard, OH affordable?
Yes, St. Bernard is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.
What is the weather like in St. Bernard?
St. Bernard has average high temperatures of 65.4°F and average lows of 44.2°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.
St. Bernard at a Glance
- Population
- 3,998
- Median Income
- $74,911
- Home Value
- $139,500
- Median Rent
- $840/mo
- Unemployment
- 2.5%
- Avg High Temp
- 65.4°F
- Sales Tax
- 7.2%
Nearby Cities
Explore county-level cost of living data
Ohio Rankings
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