Cost of Living in Napoleon, OH

Population 8,561 · Ohio · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Napoleon can reasonably expect a home to cost less than three years of household income — $140,000 against $73,417 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Napoleon is about 35 miles southwest of Toledo, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 30% higher than Toledo's $107,000.

Cost Overview

Housing 46
Rent 61

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Napoleon

The median home value in Napoleon is $139,500 — 54% below the national median of $305,000. Median rent runs $808/month, 39% lower than the national median of $1,314/month. The median household income of $73,417/year is 2% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Ohio's top state income tax rate is 3.8% and the combined sales tax is 7.2%. The climate averages highs of 59.5°F and lows of 40.5°F. Overall, Napoleon has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$139,500
54% below avg
Zillow Home Value
$205,669
Zillow ZHVI
Median Rent
$808/mo
39% below avg
Price-to-Rent Ratio
14.4x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$686
1 BR
$748
2 BR
$929
3 BR
$1,199
4 BR
$1,374
Owner-occupied 71.3%
Renter-occupied 28.7%

💰 Estimated Monthly Budget

Rent median rent
$808
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,422/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.1 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.8%

Commute Mode

Drove alone
87.0%
Carpooled
7.3%
Walked
1.0%
Bicycle
0.4%
Work from home
3.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 3.8%
Total Sales Tax 7.2%
State rate 5.8%
Avg local rate 1.4%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$73,417
2% below avg
Per Capita Income
$37,107
Unemployment Rate
1.9%
60% below avg
Poverty Rate
8.5%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 6.7%

👥 Demographics

Median Age 42.6
Male median age 40.5
Female median age 43.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
40.5°F
Annual Precip
33"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323647607180848275634937
Low °F 182028394959626053423324
Precip" 1.941.652.263.483.893.383.633.372.672.322.481.88

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.5:1
Student-teacher ratio
2
Public schools
1,871
Total enrollment

Frequently Asked Questions

What is the cost of living in Napoleon, OH?

Napoleon has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Napoleon, OH?

The median gross rent in Napoleon is $808 per month based on 2023 Census data.

What is the average home price in Napoleon?

The median home value in Napoleon is $139,500 according to Zillow and Census data.

What is the median income in Napoleon?

The median household income in Napoleon is $73,417 per year (2023 ACS 5-year estimates).

What is the sales tax in Napoleon, OH?

The combined state and local sales tax rate in Napoleon is 7.2%. The Ohio state income tax top rate is 3.8%.

Is Napoleon, OH affordable?

Yes, Napoleon is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

What is the weather like in Napoleon?

Napoleon has average high temperatures of 59.5°F and average lows of 40.5°F. Annual precipitation is 33". Data from NOAA 1991–2020 Climate Normals.

Napoleon at a Glance

Population
8,561
Median Income
$73,417
Home Value
$139,500
Median Rent
$808/mo
Unemployment
1.9%
Avg High Temp
59.5°F
Sales Tax
7.2%
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🗺️ County data for Ohio

Explore county-level cost of living data

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