Cost of Living in Clearfield, PA

Population 5,918 · Pennsylvania · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clearfield is a smaller Pennsylvania community of around 6000 residents, where median household incomes of $51,190 and housing costs ($101,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 90 miles east of Pittsburgh, Clearfield is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 48% lower than Pittsburgh's $193,000.

Cost Overview

Housing 33
Rent 52

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clearfield

The median home value in Clearfield is $100,800 — 67% below the national median of $305,000. Median rent runs $686/month, 48% lower than the national median of $1,314/month. The median household income of $51,190/year is 31% lower than the US median of $74,580. The local unemployment rate is 7.9%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 59.1°F and lows of 38.4°F. Overall, Clearfield has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$100,800
67% below avg
Zillow Home Value
$134,345
Zillow ZHVI
Median Rent
$686/mo
48% below avg
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 53.0%
Renter-occupied 47.0%

💰 Estimated Monthly Budget

Rent median rent
$686
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,300/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.9 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
78.9%
Carpooled
6.5%
Public transit
0.3%
Walked
3.9%
Bicycle
0.1%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$51,190
31% below avg
Per Capita Income
$27,322
Unemployment Rate
7.9%
63% above avg
Poverty Rate
20.1%
Labor Force Participation
65.2%

🎓 Education

Bachelor's degree+ 17.6%
Graduate degree 5.6%

👥 Demographics

Median Age 40
Male median age 34.3
Female median age 42.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.1°F
Avg Low
38.4°F
Annual Precip
40.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343847607078828173624938
Low °F 181926364655595750403123
Precip" 2.812.333.133.903.684.373.603.463.813.153.172.93

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
12.9:1
Student-teacher ratio
2
Public schools
2,148
Total enrollment

Frequently Asked Questions

What is the cost of living in Clearfield, PA?

Clearfield has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Clearfield, PA?

The median gross rent in Clearfield is $686 per month based on 2023 Census data.

What is the average home price in Clearfield?

The median home value in Clearfield is $100,800 according to Zillow and Census data.

What is the median income in Clearfield?

The median household income in Clearfield is $51,190 per year (2023 ACS 5-year estimates).

What is the sales tax in Clearfield, PA?

The combined state and local sales tax rate in Clearfield is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Clearfield, PA affordable?

Yes, Clearfield is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

What is the weather like in Clearfield?

Clearfield has average high temperatures of 59.1°F and average lows of 38.4°F. Annual precipitation is 40.3". Data from NOAA 1991–2020 Climate Normals.

Clearfield at a Glance

Population
5,918
Median Income
$51,190
Home Value
$100,800
Median Rent
$686/mo
Unemployment
7.9%
Avg High Temp
59.1°F
Sales Tax
6.3%
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Explore county-level cost of living data

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