Cost of Living in Garden Ridge, TX

Population 4,243 · Texas · Data vintage 2023

203
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Garden Ridge run well above the national baseline, with a median of $618,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $157,824 place the city among the better-paid Texas metros. An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Geographically, Garden Ridge sits roughly 20 miles northeast of San Antonio. Median home values run roughly 181% higher than San Antonio's $220,000.

Cost Overview

Housing 203

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Garden Ridge

The median home value in Garden Ridge is $618,100 — 103% above the national median of $305,000. The median household income of $157,824/year is 112% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.4°F and lows of 58.1°F. Overall, Garden Ridge has a cost of living index of 203 versus the US average of 100, meaning it is 103% more expensive.

🏠 Housing

Median Home Value
$618,100
103% above avg
Zillow Home Value
$228,277
Zillow ZHVI
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 94.5%
Renter-occupied 5.5%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.1 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.5%

Commute Mode

Drove alone
71.3%
Carpooled
5.6%
Public transit
0.1%
Work from home
21.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$157,824
112% above avg
Per Capita Income
$67,527
Unemployment Rate
1.7%
65% below avg
Poverty Rate
0.8%
Labor Force Participation
57.0%

🎓 Education

Bachelor's degree+ 32.0%
Graduate degree 26.5%

👥 Demographics

Median Age 52.1
Male median age 52
Female median age 54.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.4°F
Avg Low
58.1°F
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636873808792969690847264
Low °F 414551586671737368594942

Frequently Asked Questions

What is the cost of living in Garden Ridge, TX?

Garden Ridge has a cost index of 203 (100 = national average). It is 103% above the national average.

What is the average home price in Garden Ridge?

The median home value in Garden Ridge is $618,100 according to Zillow and Census data.

What is the median income in Garden Ridge?

The median household income in Garden Ridge is $157,824 per year (2023 ACS 5-year estimates).

What is the sales tax in Garden Ridge, TX?

The combined state and local sales tax rate in Garden Ridge is 8.2%. Texas has no state income tax.

Is Garden Ridge, TX affordable?

Garden Ridge is above average in cost of living, with an index of 203 — about 103% higher than the national average.

What is the weather like in Garden Ridge?

Garden Ridge has average high temperatures of 80.4°F and average lows of 58.1°F. Data from NOAA 1991–2020 Climate Normals.

Garden Ridge at a Glance

Population
4,243
Median Income
$157,824
Home Value
$618,100
Unemployment
1.7%
Avg High Temp
80.4°F
Sales Tax
8.2%
View all cities in Texas →
🗺️ County data for Texas

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs