Cost of Living in Ligonier, IN

Population 4,263 · Indiana · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ligonier is a smaller Indiana community of around 4000 residents, where median household incomes of $56,286 and housing costs ($101,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Ligonier is about 35 miles northwest of Fort Wayne, the nearest large metro. Median home values run roughly 40% lower than Fort Wayne's $170,000.

Cost Overview

Housing 33
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ligonier

The median home value in Ligonier is $101,100 — 67% below the national median of $305,000. Median rent runs $854/month, 35% lower than the national median of $1,314/month. The median household income of $56,286/year is 25% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Ligonier has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$101,100
67% below avg
Zillow Home Value
$235,054
Zillow ZHVI
Median Rent
$854/mo
35% below avg
Price-to-Rent Ratio
9.9x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 53.7%
Renter-occupied 46.3%

💰 Estimated Monthly Budget

Rent median rent
$854
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,468/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.1%

Commute Mode

Drove alone
68.7%
Carpooled
25.7%
Walked
2.8%
Bicycle
0.6%
Work from home
2.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$56,286
25% below avg
Per Capita Income
$24,751
Unemployment Rate
6.8%
41% above avg
Poverty Rate
6.3%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 5.6%
Graduate degree 1.4%

👥 Demographics

Median Age 30.8
Male median age 30.7
Female median age 31

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
17:1
Student-teacher ratio
4
Public schools
2,267
Total enrollment

Frequently Asked Questions

What is the cost of living in Ligonier, IN?

Ligonier has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Ligonier, IN?

The median gross rent in Ligonier is $854 per month based on 2023 Census data.

What is the average home price in Ligonier?

The median home value in Ligonier is $101,100 according to Zillow and Census data.

What is the median income in Ligonier?

The median household income in Ligonier is $56,286 per year (2023 ACS 5-year estimates).

What is the sales tax in Ligonier, IN?

The combined state and local sales tax rate in Ligonier is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Ligonier, IN affordable?

Yes, Ligonier is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

Ligonier at a Glance

Population
4,263
Median Income
$56,286
Home Value
$101,100
Median Rent
$854/mo
Unemployment
6.8%
Sales Tax
7.0%
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Explore county-level cost of living data

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