Cost of Living in Middlebury, IN
Population 3,681 · Indiana · Data vintage 2023
(100 = US avg)
Middlebury sits on the smaller end of the Indiana city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Middlebury is about 30 miles east of South Bend, the nearest large metro. Median home values run roughly 85% higher than South Bend's $125,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Middlebury
The median home value in Middlebury is $230,300 — 24% below the national median of $305,000. Median rent runs $1,072/month, 18% lower than the national median of $1,314/month. The median household income of $81,094/year is 9% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Middlebury has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
Middlebury has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Middlebury, IN?
Middlebury has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in Middlebury, IN?
The median gross rent in Middlebury is $1,072 per month based on 2023 Census data.
What is the average home price in Middlebury?
The median home value in Middlebury is $230,300 according to Zillow and Census data.
What is the median income in Middlebury?
The median household income in Middlebury is $81,094 per year (2023 ACS 5-year estimates).
What is the sales tax in Middlebury, IN?
The combined state and local sales tax rate in Middlebury is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Middlebury, IN affordable?
Yes, Middlebury is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
Middlebury at a Glance
- Population
- 3,681
- Median Income
- $81,094
- Home Value
- $230,300
- Median Rent
- $1,072/mo
- Unemployment
- 5.5%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Indiana Rankings
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