Cost of Living in Thurmont, MD
Population 6,439 · Maryland · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Thurmont a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $326,000. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.
Geographically, Thurmont is about 40 miles northwest of Columbia, the nearest large metro. Median home values run roughly 32% lower than Columbia's $480,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Thurmont
The median home value in Thurmont is $325,700 — 7% above the national median of $305,000. Median rent runs $1,011/month, 23% lower than the national median of $1,314/month. The median household income of $92,391/year is 24% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Thurmont has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.
Thurmont has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Thurmont, MD?
Thurmont has a cost index of 95 (100 = national average). It is 5% below the national average.
What is average rent in Thurmont, MD?
The median gross rent in Thurmont is $1,011 per month based on 2023 Census data.
What is the average home price in Thurmont?
The median home value in Thurmont is $325,700 according to Zillow and Census data.
What is the median income in Thurmont?
The median household income in Thurmont is $92,391 per year (2023 ACS 5-year estimates).
What is the sales tax in Thurmont, MD?
The combined state and local sales tax rate in Thurmont is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Thurmont, MD affordable?
Thurmont is near the national average in terms of cost of living, with an index of 95 (100 = US average).
Thurmont at a Glance
- Population
- 6,439
- Median Income
- $92,391
- Home Value
- $325,700
- Median Rent
- $1,011/mo
- Unemployment
- 2.6%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
Similar Cost Cities
Cities in other states with comparable housing costs