Cost of Living in Smithsburg, MD
Population 3,069 · Maryland · Data vintage 2023
(100 = US avg)
Smithsburg is a smaller Maryland community of around 3000 residents, where median household incomes of $86,065 and housing costs ($318,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.
Geographically, Smithsburg is about 50 miles northwest of Columbia, the nearest large metro. Median home values run roughly 34% lower than Columbia's $480,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Smithsburg
The median home value in Smithsburg is $317,600 — 4% above the national median of $305,000. Median rent runs $899/month, 32% lower than the national median of $1,314/month. The median household income of $86,065/year is 15% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Smithsburg has a cost of living index of 90 versus the US average of 100, meaning it is 10% less expensive.
Smithsburg has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Smithsburg, MD?
Smithsburg has a cost index of 90 (100 = national average). It is 10% below the national average.
What is average rent in Smithsburg, MD?
The median gross rent in Smithsburg is $899 per month based on 2023 Census data.
What is the average home price in Smithsburg?
The median home value in Smithsburg is $317,600 according to Zillow and Census data.
What is the median income in Smithsburg?
The median household income in Smithsburg is $86,065 per year (2023 ACS 5-year estimates).
What is the sales tax in Smithsburg, MD?
The combined state and local sales tax rate in Smithsburg is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Smithsburg, MD affordable?
Smithsburg is near the national average in terms of cost of living, with an index of 90 (100 = US average).
Smithsburg at a Glance
- Population
- 3,069
- Median Income
- $86,065
- Home Value
- $317,600
- Median Rent
- $899/mo
- Unemployment
- 3.0%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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