Cost of Living in Mattituck, NY

Population 4,204 · New York · Data vintage 2023

221
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Mattituck run well above the national baseline, with a median of $714,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $118,092 place the city among the better-paid New York metros. At 9.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Mattituck is about 30 miles southeast of New Haven, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 187% higher than New Haven's $249,000.

Cost Overview

Housing 234
Rent 202

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mattituck

The median home value in Mattituck is $714,100 — 134% above the national median of $305,000. Median rent runs $2,648/month, 102% higher than the national median of $1,314/month. The median household income of $118,092/year is 58% higher than the US median of $74,580. The local unemployment rate is 9.4%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 40.4°F. Overall, Mattituck has a cost of living index of 221 versus the US average of 100, meaning it is 121% more expensive.

🏠 Housing

Median Home Value
$714,100
134% above avg
Zillow Home Value
$153,600
Zillow ZHVI
Median Rent
$2,648/mo
102% above avg
Price-to-Rent Ratio
22.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 97.5%
Renter-occupied 2.5%

💰 Estimated Monthly Budget

Rent median rent
$2,648
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,262/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.0%

Commute Mode

Drove alone
69.7%
Carpooled
2.4%
Public transit
3.2%
Walked
5.8%
Work from home
19.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$118,092
58% above avg
Per Capita Income
$72,932
Unemployment Rate
9.4%
95% above avg
Poverty Rate
3.3%
Labor Force Participation
57.6%

🎓 Education

Bachelor's degree+ 28.7%
Graduate degree 21.0%

👥 Demographics

Median Age 50.8
Male median age 49.4
Female median age 55.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
40.4°F
Annual Precip
43.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394047576675818074635345
Low °F 202128364656636154433426
Precip" 3.192.724.283.793.313.502.883.743.754.653.484.17

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Mattituck, NY?

Mattituck has a cost index of 221 (100 = national average). It is 121% above the national average.

What is average rent in Mattituck, NY?

The median gross rent in Mattituck is $2,648 per month based on 2023 Census data.

What is the average home price in Mattituck?

The median home value in Mattituck is $714,100 according to Zillow and Census data.

What is the median income in Mattituck?

The median household income in Mattituck is $118,092 per year (2023 ACS 5-year estimates).

What is the sales tax in Mattituck, NY?

The combined state and local sales tax rate in Mattituck is 8.5%. The New York state income tax top rate is 10.9%.

Is Mattituck, NY affordable?

Mattituck is above average in cost of living, with an index of 221 — about 121% higher than the national average.

What is the weather like in Mattituck?

Mattituck has average high temperatures of 60.0°F and average lows of 40.4°F. Annual precipitation is 43.5". Data from NOAA 1991–2020 Climate Normals.

Mattituck at a Glance

Population
4,204
Median Income
$118,092
Home Value
$714,100
Median Rent
$2,648/mo
Unemployment
9.4%
Avg High Temp
60.0°F
Sales Tax
8.5%
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